Our Services, Fees and Terms & Conditions
We believe Financial Advisers should be transparent about charges. You can download all our disclosure documents, at the bottom of this page, via the gold buttons, including our About our Services & Fees and Terms & Conditions documents.
The key points about our services and charges are:
-
Your initial consultation with us is free of charge (Phone / Virtual service only).
-
Our modular fee structure has separate charges for Research, Advice, Implementation and Ongoing Service.
-
Our fees depend on the complexity and nature of the work involved and range as follows:
-
Research Fees: £50 – £150
-
Advice Fees: £150 – £3,000
-
Implementation Fees:
-
Lump sums: £0 with Ongoing Service, or 0.75% for one-off Transactional Advice
-
Regular contributions: £0 with Ongoing Service, or 25% of Year 1 contributions for one-off Transactional Advice
-
Ongoing Service: 0.50% per annum (Phone/Virtual) or 0.75% per annum (In Person) of your invested assets
-
-
50% lower Advice Fees are offered, if your Advice Presentation Meeting is held via Phone/Virtually (you’ll still receive a written Advice Report).
-
Investors who subscribe to one of our Ongoing Services receive benefit from:
-
a 2/3rds reduction to our Advice Fees compared to Transactional Advice fee rates
-
a £0 Implementation Fee and 25% Discounts on future Transactional Advice, such as Mortgage or Protection Advice.
-
If you refer friends, family or colleagues to us, they will also benefit from this 25% discount.
-
-
Our fees can be paid from your invested capital if a new financial product is arranged.
-
Our initial Advice and Implementation charges can be paid over 12 months, in some cases.
-
For Personal or Business Protection Advice, we offer a commission-free, fee based advice option, which can significantly reduce premiums. We will discuss both options with you.
-
Client specific costs will be confirmed in your Advice Report, containing our recommendations.
-
A 10% Discount Code is available for Amicable for separating or divorcing clients. Please ask us for details and see their website link below.